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Javier San Félix
Head of Retail and Business Banking, Deputy CEO Santander UK, Chairman of Efma


Javier was born in Madrid, Spain in 1967. He holds a degree in Business Administration from the Universidad Pontificia de Comillas (ICADE) in Madrid and a MBA degree from the Graduate School of Management at UCLA. Javier is currently Deputy CEO & Head of Retail Banking for Santander in the UK and Senior Executive Vice President of Banco Santander. Prior to his current role Javier was responsible for Retail and Commercial banking working across the Santander group to drive the commercial transformation jointly with the local subsidiaries. Previously Javier was CEO of Banesto, until its merger with Santander. Banesto was a full service universal bank operating solely in Spain as the second retail franchise of Banco Santander. Until May 2012, Javier was Senior Executive Vice President responsible for the management of the Non Euro Markets of Santander Consumer Finance, and executive member of Santander Consumer Finance Board of Directors. Before joining Banco Santander, Javier was a senior Partner of McKinsey & Company in the Madrid office. During his years (1991 – 2004) of consulting life he became a senior leader of the European Financial Institutions practice. Javier is married and father of three children.